By Victoria Loustalot

It seems like every kid, whether 13 or only 5, wants a cell phone — and companies are catching on. In July 2007, Disney Mobile unveiled its new Family Phone Service, which is available on LG cell phones and is designed to attract kids and parents alike with its Disney characters, games and safety features.

But does your child really need a cell phone? And if so, what are the ground rules you should set? Read on to find out...

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